Buy Your Home with Confidence.
High closing costs can make your homeownership journey an even bigger challenge. Rates are dropping and we’ll cover your closing costs up to $5,000. Now is the time to make your move!
We’re here to give you the tools you need to achieve your home ownership goals. Call our Loan Officers today to find out what options are best for you. Reach us at 512-458-8253.
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Before you apply: You must be a current SOTCU member or eligible to join, and applications may include a credit check.
Check eligibility here.
Receive up to $5,000 Toward Closing Costs
This offer applies exclusively to Residential Mortgage loans with amounts ranging from $50,000 to $500,000.
Star of Texas Contributes Towards:
- Loan origination/application fee
- Appraisal fee
- Credit report fee
- Flood certification
- Processing & underwriting fee
- Lender's title insurance & title search
- Recording fees
- Standard attorney/settlement fees
Costs Not Covered
- Prepaid interest
- Escrow deposits (taxes & insurance)
- Homeowners insurance premiums
- Property taxes due at closing
- Owner's title insurance
- HOA transfer / condo fees
Real Estate Loan Rates
| TYPE | APR (Annual Percentage Rate) | EFFECTIVE DATE |
|---|---|---|
| Residential Mortgage ARM | 5.24% APR | 9/18/2025 |
| Home Equity Loans ARM | 5.49% APR | 9/18/2025 |
| Residential Lot/Land ARM | 5.99% APR | 9/18/2025 |
| Investment Properties ARM | 6.99% APR | 9/18/2025 |
Loans are available to SOTCU members and eligible applicants. Applications outside our field of membership will not be approved. Pre-qualification may include a credit check.
Contact Credit Union for current offerings, tables, and terms.
