Intelligent Checking

Access to your money any time, from anywhere.

At Star of Texas, your ability to save money is supported by tools allowing you to MANAGE, ACCESS and SECURE your money!

Manage Money

-Online Banking
-Mobile Banking
-Text Banking
-Wire Transfers (See information below)
-Payroll Deduction

Access Money

-Online Bill Pay
-Person-to-Person Payments
-Mobile Deposit
-Direct Deposit
-More than 30,000 Free ATMs
-Access to over 5,000 branches


-EMV Chip Cards
-Debit Card Control
-Text Alerts
-Overdraft Protection
-Courtesy Pay

Intelligent Checking

Open your Intelligent checking account with Star of Texas Credit Union today and take advantage of the following special member features:

  • No monthly service fees
  • No minimum balance requirement
  • No per-check fees and no monthly service charge
  • Unlimited check writing
  • FREE Home Banking and Mobile Banking
  • FREE Bill Pay*
  • FREE VISA Check Card
  • FREE Access to more than 30,000 ATMs Nationwide
  • Courtesy Pay**
  • E-Statements
  • Love My Credit Union Rewards: Discounts available for CU Members!
  • Nationwide Shared Branches. Visit or call 888-748-3266 to find a location near you!

Opening an account is quick and easy! Click the button below to fill out the paperwork online and get approved within minutes! ***

* Bill Pay service is free when actively utilized. Monthly inactivity fee of $3.00 is assessed if no payments are processed during the month.

**Accounts must be opened 90 days and in good standing to be eligible for Courtesy Pay. The account must remain open for 90 days to avoid a $10 early closure fee and the $25 will be forfeited. Other restrictions may apply. ***If you application isn’t auto-approved, don’t worry, a credit union representative will follow up with you to help complete your membership.

Mobile Banking

Access your account on your smartphone anytime, anywhere by signing up for Mobile Banking.

  • Mobile Deposit Capture
  • Mobile Browser Banking
  • Text Message Banking
  • Alerts
  • Fund Transfers
  • Account Balances
  • Bill Pay Services
  • Transaction History

To get started, log onto your Home Banking account and click on Mobile Money under Additional Services from the Self Service tab. Follow the prompts to complete your enrollment.

Mobile App